The Reporting Philosophy incorporated by the Debt Elimination Calculator (DEC) product focuses on providing a Blueprint for the User to have a meaningful sequence of information in order to smartly and efficiently Manage their Money. The Blueprint begins with a Welcome Cover Letter followed by a brief description of the 44 different Debt Elimination Strategies, an Executive Summary showing the maximum Debt Relief for the first 7 Strategies, a graphical Budget Profile comparing the Current Budget Profile with the Debt Elimination Budget Profile revealing the total amount of Cash Flow and Savings (Wealth Generation) improvement that can be obtained for a given Debt Name using the projected Debt Elimination Payment, current Debt and Income Data Entry Profiles, and, finally, Debt Elimination results along with the Wealth Generation results for each individual Debt Name using the same Debt Elimination Payment.